Lucas Miller’s life is a mess. His marriage is in shambles. The horrible summer season has left his business on the verge of collapse and him teetering on the edge of a money pit so deep he has no hope of ever climbing out of. With yet another hurricane targeting the island, he isn’t sure things can get any worse.
Refusing the sexual advances of her sleazy boss, reporter Kimberly Weathers is saddled with the ‘wonderful opportunity’ of traveling out to Speck Island to cover rapidly approaching Hurricane Shakira. Upon arriving on the island, she and her cameraman quickly cross paths with Lucas and several other quirky islanders.
As Shakira bears down and things spin out of control, Lucas and Kim find themselves united in a race to survive the raging storm, recover stolen pirate gold, and rescue Lucas’s estranged wife — all in time for the morning news update.